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Participants WT InterExchange are insured in the Military- insurance company (highest rating class Of a++) SEQUENCE OF ACTIONS if necessary of obtaining the medical aid We focus your attention, that the agreement of insurance in 2008 provided FRANSHIZA in the size of 60 US dollars. This means that with any rotation after the medical aid, from you will be held the sum of the size of 60 US dollars, which must be paid from its own means. In the period of your presence in THE USA medical aid (if necessary) will be to you shown American medical establishments; therefore it is important to understand the principles of the system of public health OF THE USA. In THE USA there are two versions of obtaining the medical aid: 1. call of first aid (service of rescuing) or independent rotation into the department of first aid - in all cases, which require rendering to special medical aid. 2. planned designation of visit to the concrete doctor - specialist - in all cases, when professional consultation in the planned order is required. These specialists DO NOT WORK in the output and holidays. The systems of the call of doctor to the house in THE USA does not exist (except specific routines "family doctor" for the local population). The telephone of the service company of Military- insurance company, indicated in your insurance certificate, automatically is thrown to the twenty-four hour center of the aid of Military- insurance company in Moscow. All operators of the twenty-four hour center of aid speak in the Russian and Englishes (initially they answer in the Russian language), twenty-four hour it is on duty doctor. With the rotation after the medical aid, it is first of all necessary to determine form of the required medical aid. If the fast medical aid is necessary for you: 1. to immediately cause local fast medical aid or service of rescuing (911). 2. to report to the representatives of special medical aid that you have insurance policy and your insurance company must be connected with them on questions of the payment of calculations. 3. to refine the name of organization, the address (desirably), contact telephone and name of the representative, with whom can be connected the representative of insurance company. however, 4. with the first possibility to ring on the telephone of service company, indicated in the insurance certificate and to transmit complete information on your case (FIO, number of certificate, the date of the case, reason, the type of the shown medical aid, coordinate of the med. establishment, which rendered assistance). 5. only with fulfillment condition by in sequence 3-5, for you it is not necessary to independently pay calculation for the shown medical aid, with exception of the sum of franshizy in the size 60 US dollars (if the shown aid it is subject to coating from the side of insurance company in accordance with the conditions of insurance and it is not exception from the insurance coating). 6. you also can report into the service company about that happening directly from the medical establishment (you should know the number of its certificate) and to transmit tube to the doctor in attendance (or another interested face). In this case service company itself will report to med. establishment about the presence in you of insurance policy and insurance coating and will study regulating payment. If you were sent to the clinic from the place of incident (DTP and so forth.): Compulsorily produce all actions, indicated into the in sequence 2-6 previous paragraphs! If the required to you medical aid is not special (prolonged disease without the improvements, the increase of edema after injury so forth.): 1. you will ring into the service company of the Military- insurance company (telephone it is indicated in the insurance certificate) and you will report its problem and form of the required aid. 2. you will compulsorily report the contact telephone, on which with you it is possible to be connected, and the time, in which you are on this telephone. It is desirable to also report its address of the electronic mail, on which with you can also be connected service company. 3. service company will select medical establishment near to you, it podast claim and preliminary guarantee to the visit to the specialist. Attention: will compulsorily report to the operator of service company in what time you you will be able to visit doctor of (taking into account your operating schedule). Otherwise to you can be assigned the visit to the doctor to the period, in which you will not be able to arrive and him it is necessary to perenaznachat' again. 4. on obtaining of affirming the claim, service company will report to you the precise address of clinic, date, time, number of office and FIO of the doctor, who signs you will render necessary assistance. 5. with this sequence of actions for you to pay for the visit to the doctor it is not necessary, since your visit will be organized by service company under the guarantee of payment from the side of insurance company, with exception of the sum of franshizy in the size 60 US dollars. Attention: to the "narrow" medical specialists in THE USA (for example, LOR) usually there is a turn to the record, they do not work in the output; therefore in response to your demand about the visit of doctor visit can be assigned in the period from 1 to the 3rd days. In the case of worsening in your state in the period of the expectation of the visit assigned, compulsorily be connected with the service company and, if necessary, cause first aid. If you obtained calculations for the shown medical aid on the mail with the requirement of the payment (similar situation it can arise for two reasons): 1. you reported your visit of clinic into the service company of Military- insurance company, service company transmitted all its contacts into the clinic for regulating of the payment of this case; however, clinic because of the failure calculation directed to you. In this case you should be connected with the service company and transmit to it the electronic copies of the obtained calculations on e-mail (or to direct the copies of calculations to e-mail VSK, which they are indicated in your insurance certificate, with the indication of your FIO, the number of insurance certificate and brief description of that occurred). Further actions will be to you reported by the representatives of service or insurance company. 2. you independently turned themselves for the medical aid and did not report into the service or insurance company about the rotation after the medical aid. In this case the responsibility of the payment of calculations for the shown medical aid lies on you. IT IS IMPORTANT! _ 1. compulsory report on telephone or on electronic mail representative insurance company about the case during 3rd twenty-four hours (if no possibility report in day incident) occur with you. Otherwise for you it is necessary to pay calculations for the treatment independently. 2. you do not pay money on transmitted you to calculations independently to the coordination of your operations with the representatives of Military- insurance company. Otherwise Military- insurance company can refuse to you in the compensation of these expenditures (or their part), if the documents been you are incorrectly designed.